How many do you want?
ZMW 12,000
ZMW 500
ZMW 30000
Several months?
150 Days
61 Days
320 Days
To Pay in Total ZMW 14,340
To Pay Monthly ZMW 2,340
* HorseDunku will conduct a credit assessment based on the information you provide, and the amount of your loan and interest charges will be based on what is displayed after the assessment.

Why Choose HorseDunku ?

At HorseDunku, we understand that life is unpredictable, and financial needs can arise when you least expect them. Here's why we're the right choice for your financial journey:

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    Fast Loan Approval

    We value your time. With our streamlined application process, you can apply for a loan and receive approval within minutes. Most funds are disbursed within 1 hour, ensuring you get the support you need when it matters most.

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    Flexible Loan Options

    Whether you need a small loan for an emergency or a larger amount for long-term plans, we offer a wide range of loan amounts with flexible repayment terms. You choose what works best for your situation.

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    No Hidden Fees

    Transparency is at the core of our business. We provide clear loan terms, so you know exactly what you're signing up for—no hidden fees, no surprises. What you see is what you get.

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    Secure and Confidential

    Your privacy and security are important to us. We use the latest encryption technologies to ensure that your personal and financial data is protected at all times. You can trust us to handle your information with the utmost care.

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    Accessible to All

    We believe that financial access should be available to everyone, regardless of their background. Our platform is open to all Zambians, even if you have a limited credit history. We focus on your current ability to repay, not just your credit score.

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    Reliable Customer Support

    Our dedicated customer service team is here to assist you every step of the way. Whether you have questions about the application process or need help managing your loan, we're just a phone call or email away.

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    Trusted by Thousands

    Join the growing number of satisfied customers across Zambia who trust HorseMikopo for their financial needs. We are committed to building long-lasting relationships by providing excellent service and reliable loan options.

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User reviews

"HorseDunku has been a lifesaver! I needed money for my child's school fees, and I got approved within an hour. The process was so easy, and I loved that I could repay in small installments. Highly recommended!"

Mwansa Chileshe

"I wasn’t sure if I would qualify for a loan since I don’t have a perfect credit score, but HorseDunku made it simple. The interest rate was fair, and I appreciated how transparent they were with all the terms. Great service!"

Mutale Banda

"I needed quick cash for an emergency, and HorseDunku came through. The funds were in my mobile wallet in less than an hour. The entire experience was stress-free, and the customer support team was very helpful. I’ll definitely use them again!"

Chibesa Mwila